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About Me

Toby Lynn began in the mortgage business in 1987, after actively being involved as a real estate investor in Atlanta GA. 

She loved figuring out the financing portion of it so much, she got into the business. Toby has been here through major industry changes over the years. When credit scoring first came to be, she was on the Mortgage Bankers liaison committee with FNMA, learning how it would work and was included in a group designated to giving feedback in monthly meetings for a year after the committee was established.

In 2003 Toby earned the designation of “Certified Mortgage Planner”. This is a designation fewer than 10% of all mortgage loan offices have earned. It required many hours of study and testing for topics including long term mortgage planning all focused on the benefit and appropriateness to the borrower. She has remained on the cutting edge of technology and loan products in the mortgage industry, all with a focus on best scenarios for borrower.

She has been teaching Realtor Continuing Education for several years, helping educate Realtors from a Mortgage Lender’s perspective, helping to promote an “out of the box” thought process to help Realtors assist their Buyers and Sellers make a deal work where everyone wins.

Toby serves all mortgage lending needs in GA and FL, through The Mortgage Firm.  Her area of expertise includes Purchase, Refinance, Second homes, Investment properties, Renovation and Construction lending.

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Toby Lynn
Loan Originator
Office: (941) 356-6579
Cell: (404) 786-5953
Email: Send Email
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Toby Lynn, Loan Originator NMLS #157539
The Mortgage Firm, Inc.
308 Sullivan Street, Punta Gorda, FL  33950
Office:  (941) 356-6579
Cell:  (404) 786-5953
toby.lynn@tmf.mortgage
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